TexasLending.com to Present a Mortgage Test on KLIF AM Radio DigitalJournal.com (press release)
(PRWEB) August 06, 2011
Kevin Miller of TexasLending.com, a Texas home loan and mortgage company specializing in Texas refinance loans and Texas reverse mortgages , will be having a mortgage test for listeners to test their knowledge of the current housing market and the requirements to get into a home, to refinance, or to get a home equity loan on his weekend radio show. The big swings in the market this week and how that impacted mortgage rates for a 15 year mortgage drop to the lowest on record will also be discussed. In Dallas/Fort Worth the show can be heard Saturday on AM 570 KLIF from 1:00 p.m. to 2:00 p.m.
"After our home buyers seminar this past week we found that most people have no clue about the guidelines and requirements to qualify for a mortgage. We will fix that this week on the show" commented Kevin Miller.
TexasLending.com has been on the air for over 10 years to educate the consumer about home loans in Texas . Listen in each week as the CEO of TexasLending.com, Kevin Miller, and his co-hosts, discuss the behind the scenes information about the mortgage industry that will help you in making an informed decision about your home loan now and in the future.
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I want to refinance from a balloon to a 15 year fixed rate mortgage?
I live in Saginaw, Michigan.
The house is supposed to be worth $95k.
I still owe $68k.
I refinanced already twice and didn't have to pay PMI because the first mortgage was a VA loan.
Will I have to pay PMI this time, and what lender should I choose?
The balloon mortgage is due in september 2010.
You only pay PMI when you are borrowing more than 80% of what you appraisal comes in at. If your house really is worth $95,000, you could borrow up to $76,000 without PMI.