Los Angeles CU Debuts Latest ‘Anti-Bank’ Ad Version Credit Union Times
The $347 million LA Financial CU, an early California advocate of bank-bashing ads, announced it has refined its “breakupwithmybank.com” ads, switching the tag line to “breakupwithmyloan.”
The Pasadena CU said the new campaign linked to a new website and a series of ads using a fleet of seven “wrapped” cars, is directed at the refinance market—auto, mortgage and home equity products.
LA Financial said its new website for “breakupwithmyloan” went up July 1 and includes a streaming cartoon which asks “has your dream loan” with a bank “turned into a dud?” Then switch to LA Financial, suggests the ad.
The California CU lays claim to be one of the early pioneers in hitting bank practices in the “breakupwithmybank” series which started in July 2009.
Since starting the “breakup” series, the CU counts more than 11,000 applications and 15,000 hits on its website.
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How to get auto refinancing with not so good credit and while collecting unemployment?
My friend needs to reduce their monthly out go, one of the loans on the plate is the auto loan, unfortunately some of the challenges my friend is facing are;
* recently lost their job --BUT is collecting unemployment from the state of California so essentially has income coming in each month
* currently going through a divorce --unfortunately my friends spouse has damaged EACH of their credit ratings.
so is there any way to refinance? are there lenders out there? CapitalOne Auto Finance is not an option, they do not so auto refi's and that is whom my friends current loan is through. Should my friend try and trade the car in for a used vehicle?
Your help is appreciated...thanks so much!
As I recall, from the time I lived in California, unemployment is 6 months. Actually, I think it's 6 months pretty much everywhere although I'm not positive of that since I've never collected it.
To answer your question, no one is going to give him a loan when he has no means of repaying it when the unemployment runs out after 6 months.