Five Smart Moves to Get By On The Ledger
Given the drop in stock prices over the past two weeks, for example, bargain hunters should consider making their portfolios more aggressive. Parents may think it's a good time to start a 529 college savings plan for the same reason.
Meanwhile, interest rates on mortgages and car loans are near record lows.
They're admittedly small comforts at a time when nest eggs are shrinking and anxiety about job security is high. But seizing such opportunities will be increasingly vital as household budgets continue to feel the pinch. The government now says that growth in the first half of the year was far slower than previously believed and the rest of year isn't expected to be much better.
For anyone who still has some financial flexibility, here are five moves worth considering:
1. Strengthen retirement savings
Even if it feels a bit uncomfortable, the best time to buy stocks is when prices are low. And the stock market remains down by several measures; the Dow Jones industrial average is down 7.4 percent this year, the Standard & Poor's 500 index is down 10.9 percent and the Nasdaq is down 10.2 percent.
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