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It's not too late in year to rein in spending Richmond Times Dispatch

You'd probably love to find easy, quick ways to offload some family household expenses and pad your budget in the midst of the high season of holiday shopping.

Insurance payments on the kids' cars? Monthly triple-digit bills for the cellphones and cable TV? And don't overlook your iTunes account that your 16-year-old taps into with alarming regularity.

Welcome to my world.

I've been thinking a lot lately about doing a better job of containing costs, especially with two kids in college.

If you're in the same boat, the good news is that it doesn't take much financial maneuvering to trim budget fat, even this late in the year. As long as you're comfortable with the tradeoffs, cut, cut and cut some more.

Here are some options:

 

Lose the landline. You carry a cellphone but still have the old, dependable landline phone on the kitchen counter. That can be an expensive backup, considering it may be

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Home equity loans

get this $325000 of cash. So I have a new loan here, that amount is $325000. And this was a home equity loan. I took a loan against the equity ...

car city in kansas loan refinance - News


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