It's not too late in year to rein in spending Richmond Times Dispatch
You'd probably love to find easy, quick ways to offload some family household expenses and pad your budget in the midst of the high season of holiday shopping.
Insurance payments on the kids' cars? Monthly triple-digit bills for the cellphones and cable TV? And don't overlook your iTunes account that your 16-year-old taps into with alarming regularity.
Welcome to my world.
I've been thinking a lot lately about doing a better job of containing costs, especially with two kids in college.
If you're in the same boat, the good news is that it doesn't take much financial maneuvering to trim budget fat, even this late in the year. As long as you're comfortable with the tradeoffs, cut, cut and cut some more.
Here are some options:
Lose the landline. You carry a cellphone but still have the old, dependable landline phone on the kitchen counter. That can be an expensive backup, considering it may be
Central Bank Of Latvia Holds Refinancing Rate At 3.50%
Latvijas Banka held its main monetary policy interest rate, the refinancing rate, unchanged at 3.50%, and held its other interest rates unchanged. The Bank said: “As the global prices of energy resources and food are stabilizing and assuming that the Government will refrain from raising any taxes, a substantial drop in inflation can be predicted for next year. Domestic demand is growing slowly and represents no risk of rising prices; moreover it is becoming likely that economic … [visit site to read more] or compare Credit Card Rewards and Best Credit Cards
Refinance Help. Fill this form and get help!
Easy Pay Day Loan Online Mortgage Loans Credit Cards & Loans Bad Credit Guaranteed Personal ...
MORTGAGE LOANS Bad Credit Mortgage If you're a first time home buyer, we offer a variety of loan programs to assist you in making your first ...
Wells Fargo gave a car loan to someone in a different state using my social - what can I do?
Over a year ago I made a phone call to Wells Fargo about something and the lady asked if I wanted to refinance my car loan. I said my car is paid off, I don't have a loan on it, and I went on to find out that someone in Kansas (I live in Los Angeles) has a car loan using my social security number through wells fargo. It was clearly an accident - their phone number including the area code exactly matches my social lol. I went in person to the bank which is what the auto dept the lady transferred me to told me to do, but at the bank they said they can't give out any info on another client. I was at the bank recently and again was solicited about my car loan - 1 1/2 years later it is still there after I've told at least 5 people at Wells it's not mine. What can I do??? At least they're making the payments on time so I think the people have no idea the loan is on another person's social. Please help. Oh, and it's not on my credit report, prob. because the name is different than mine.
I can easily call the people up and their phone number is easy to remember considering it's my social, but then I'm scared they'll stop making payments on the car maybe or use my social for more credit or ? seems to risky to inform them. And I can't dispute with credit bureau since it's not on my credit, and wells fargo won't release any more info on it to me since it's not under my name!!
I've since bought a house and had my report pulled many times - it is definitely not on my report, but i get solicited about it every time I call Wells F. The very first time I found out, the operator was very sympathetic and nice, told me it was a brand new car and how much the loan was for and so on. I did call the police now that I remember, and I forgot what reason they told me that it's not something they can help me with. I called several police stations they all said the same thing they can't help me. I guess I'll just ignore it and hope nothing more happens with it.
That very first time I called, the operator said my social is the first 9 numbers of the phone number they have listed for "me" under the car loan (starts wtih 620). The loan was for 30 something thousand.
1. Call Wells Fargo and say you need to speak with someone regarding identity theft and explain what happened.
2. Call the police and tell them you want to file a report re identity theft.
3. Contact credit agencies (all 3) and tell them you want a credit freeze.
4. Request a copy of your credit report.
5. The bank should not give you any information regarding anyone else's account. It's not your business, you are only concerned about them using your social security # (I'm guessing you wanted personal info on that person). So, go thru the legal channels and get this person.
6. It could be a typographical error or not but they cannot change the records based on your verbal request, they have their own procedures. Maybe the identity theft route will make someone else look at the information and verify but in case, just make sure that person cannot refinance or get something else with your ssn again.
that's still a messed up story though.
Something will get done on this then.
car kansas loan refinance - News
|
Money Makeover: Planning ahead to deal with hard times - Kansas City Star Money Makeover: Planning ahead to deal with hard times She inherited $8600 more to pay on a car loan that her parents helped with while she was in school. The couple and Minear calculated that once they pledged |
Obama plan holds off on foreclosure rescue details
He has been pressing the administration to buy distressed loans in bulk so they can be refinanced at lower rates. "The flavor has changed,
|
|
International Speedway Corporation F4Q08 Earnings Call Transcript - Seeking Alpha International Speedway Corporation F4Q08 Earnings Call Transcript And to attract Grand-Am and Car Club events, we will also commit to build a state-of-art road course in the in-field at Kansas Speedway. |